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morgana
THE Bitch

Registered: Jul 2000
Location: my mother's bloody womb
Posts: 7148

Post auto insurance bites

my bf and i were talking the other day about our insurance. he has a 2000 VW, i have a 1990 taurus in decent condition. since he went through the bank to get his car, he has to have full coverage insurance, which is fucking outrageously priced. when i met him, he was paying 300.00 a month for insurance. after we got together, we got on the same insurance, and i'm now listed as the primary driver of his vehicle. now he pays 108.00 for BOTH cars. the reason is simple: i'm a woman. for some reason, your sex determines your base rate for auto insurance. this has got to be the stupidest thing i've ever seen. what does your sex have to do with the way you drive? i thought that pre-judging another's actions based on sex was illegal in this country. isn't it? what do you think?


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Not everything is love, and not everything in this place is either forgiven or forgotten. - redguard@blackvault.com

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Old Post 12-16-2000 02:54 AM
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ItsJustLogan
le pour soi

Registered: Aug 2000
Location: baton rouge, la
Posts: 4101

Post

try being 16 in addition to male, my insurance is a nightmare.

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We spoke our minds too clearly. We assumed fundamental rights were inherent not as pawns but humanz. I do not require a gauge for freedoms of speech because I never asked to be a citizen. I never have and never will pledge allegiance.

http://pub31.ezboard.com/bforbiddencompounds

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Old Post 12-16-2000 02:59 AM
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Freelance
Cuddly Puppy

Registered: Jul 2000
Location: Nanaimo BC, Canada
Posts: 1525

Smile

What do I think? Heh, I think he's saving himself $200 a month thanks to you.

I hope he's taking you out to dinner with some of it.

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Anger=Red

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Old Post 12-16-2000 07:21 PM
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Dead_Inside
Joey's Head Bitch

Registered: Jul 2000
Location: NH
Posts: 6086

Post

quote:
Originally posted by ItsJustLogan:
try being 16 in addition to male, my insurance is a nightmare.



Thats because your age group and testosterone level should require you to have a liscense to use a fork let alone a vehicle.

I wish I was 16 again.

Morgana, its all based on statistics. Women are a safer risk than males when it comes to car insurance. Less accidents, less violations. Its business.

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Old Post 12-16-2000 07:36 PM
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Jingle Jangles
Exodus 18:11

Registered: Aug 2000
Location: San Rafael
Posts: 520

Thumbs up

I pay something like 50 bucks a month for insurance through survival

21 male clean record 1 ticket (125+ in a 25)
drive a 1992 Nissan 300zx

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alpine reliant, police defiant, kentucky fried and popeyes #1 client

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Old Post 12-16-2000 07:37 PM
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Caffeine
Caffeine

Registered: Aug 2000
Location: Cambridge
Posts: 7113

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I think we all know why it's lower for a female.



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Will accept plush toys as bribes.

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Old Post 12-16-2000 08:46 PM
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Freelance
Cuddly Puppy

Registered: Jul 2000
Location: Nanaimo BC, Canada
Posts: 1525

Post

Wow JJ, insurance is cheaper in the USA, eh?
I pay $89 a month for my 1992 Cavalier, counting my 20% discount.

No ICBC premium points or a dangerous amount of demerits yet, though. Only that one ticket some of you may remember ($345 - 120 in a 50).

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Anger=Red

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Old Post 12-16-2000 08:49 PM
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ItsJustLogan
le pour soi

Registered: Aug 2000
Location: baton rouge, la
Posts: 4101

Thumbs up

now thats a ticket you can really be proud of.

------------------------
We spoke our minds too clearly. We assumed fundamental rights were inherent not as pawns but humanz. I do not require a gauge for freedoms of speech because I never asked to be a citizen. I never have and never will pledge allegiance.

http://pub31.ezboard.com/bforbiddencompounds

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Old Post 12-16-2000 08:56 PM
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Caffeine
Caffeine

Registered: Aug 2000
Location: Cambridge
Posts: 7113

Post

1350 semi annual rate =|

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Will accept plush toys as bribes.

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Old Post 12-16-2000 09:25 PM
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DevilMoon
passive stalker?

Registered: Jul 2000
Location: zanzibar
Posts: 10477

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I live in Michigan which has about the best no-fault system. Everyone is required to have insurance, and I just have PLPD (personal liability, property damage) which is the minimum and covers me if I hurt someone or hit a building or something, but I don't have collision or theft, so if I crack up my car or it gets stolen I get nothing.

DM



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There is no bunny I promise/It's ugly, it's stupid/Don't be the same

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Old Post 12-16-2000 10:12 PM
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